Title Insurance Rates

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Owner’s Policy

Up to $150,000 – $5.75 per $1,000
Over $150,000 to $250,000 – $4.50 per $1,000 + $187.50
Over $250,000 to $500,000 – $350 per $1,000 + $437.50
Over $500,000 to $10,000,000 – $2.75 per $1,000 + $812.50
Over $10,000,000 – $2.25 per $1,000 + $5,812.50
Minimum – $175
Reissue – 70% within 10 years

Homeowner / Eagle Policy

Add 15% to Owner’s Policy Premium. Can only be issued for 1 to 4 family residential properties or an individual condominium unit.
Minimum – $200.

Mortgage Loan Policy

Up to $150,000 – $4.00 per $1,000
Over $150,000 to $250,000 – $3.25 per $1,000 + $112.50
Over $250,000 to $500,000 – $2.50 per $1,000 + $300
Over $500,000 to $10,000,000 – $2.25 per $1,000 + $425
Over $10,000,000 – $2.00 per $1,000 + $2,925
Minimum – $125
Reissue – 70% within 10 years
Simultaneous Issue — $100 provided an Owner’s Policy in equal or greater amount was issued and a premium charged

Title Guaranty

Up to $100,000 – $3.50 per $1,000
Over $100,000 to $250,000 – $3.00 per $1,000 + $50
Over $250,000 – $2.50 per $1,000 + $175
Minimum – $105

Preliminary Judicial Report

Issued in the amount of the outstanding debt
$3.00 per $1,000
Minimum — $75

Junior Loan Policy

Up to $150,000 — $1.75 per 1000
Minimum — $75

Call for a quote.

Ohio Examination Fees

For Platted Residential – $295
For Commercial or Industrial – $325 and up
Limited Search Letter Reports – $100 and up
Commitments / Binders – $100

All Inclusive Closing Fees (AREA Title Agency does not charge wire fees, overnight fees, processing fees, handling fees, fax transmission fees, document retrieval fees, storage fees, etc.)

Courtsey closings – $200
In our offices any time for Ohio properties – $295
In our offices any time Michigan properties – $325
Out of office Fulton, Henry, Lucas, Ottawa and Wood Counties in Ohio – $350
Out of office in Monroe County Michigan – $375
All remaining counties in Ohio and Michigan – $400

Second Mortgages

If same lender – $100
If different lender – $150