
Title Insurance Rate Calculator
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OHIO – Title Insurance Premium Charges
Owner’s Policy
Up to $150,000 – $5.75 per $1,000
Over $150,000 to $250,000 – $4.50 per $1,000 + $187.50
Over $250,000 to $500,000 – $350 per $1,000 + $437.50
Over $500,000 to $10,000,000 – $2.75 per $1,000 + $812.50
Over $10,000,000 – $2.25 per $1,000 + $5,812.50
Minimum – $175
Reissue – 70% within 10 years
Homeowner / Eagle Policy
Add 15% to Owner’s Policy Premium. Can only be issued for 1 to 4 family residential properties or an individual condominium unit.
Minimum – $200.
Mortgage Loan Policy
Up to $150,000 – $4.00 per $1,000
Over $150,000 to $250,000 – $3.25 per $1,000 + $112.50
Over $250,000 to $500,000 – $2.50 per $1,000 + $300
Over $500,000 to $10,000,000 – $2.25 per $1,000 + $425
Over $10,000,000 – $2.00 per $1,000 + $2,925
Minimum – $125
Reissue – 70% within 10 years
Simultaneous Issue — $100 provided an Owner’s Policy in equal or greater amount was issued and a premium charged
Title Guaranty
Up to $100,000 – $3.50 per $1,000
Over $100,000 to $250,000 – $3.00 per $1,000 + $50
Over $250,000 – $2.50 per $1,000 + $175
Minimum – $105
Preliminary Judicial Report
Issued in the amount of the outstanding debt
$3.00 per $1,000
Minimum — $75
Junior Loan Policy
Up to $150,000 — $1.75 per 1000
Minimum — $75
MICHIGAN - Title Insurance Residential Rate Schedule
Call for a quote.
OHIO - Examination Fees
Ohio Examination Fees
For Platted Residential – $295
For Commercial or Industrial – $325 and up
Limited Search Letter Reports – $100 and up
Commitments / Binders – $100
Cost of Closing Services
All Inclusive Closing Fees (AREA Title Agency does not charge wire fees, overnight fees, processing fees, handling fees, fax transmission fees, document retrieval fees, storage fees, etc.)
Courtsey closings – $200
In our offices any time for Ohio properties – $295
In our offices any time Michigan properties – $325
Out of office Fulton, Henry, Lucas, Ottawa and Wood Counties in Ohio – $350
Out of office in Monroe County Michigan – $375
All remaining counties in Ohio and Michigan – $400
Second Mortgages
If same lender – $100
If different lender – $150